Industry
Agriculture & farming
Broadacre, grazing, horticulture and dairy. Farm finance needs to respect seasonality, family structures and the reality that the best machinery deal often appears at the least convenient time of year.
Season-aware structures
Annual or harvest-aligned repayments may be available depending on lender and enterprise.
Family entities
Trusts, partnerships and multi-entity farm structures are familiar territory.
Tech on farm
Autosteer, drones, solar and automation increasingly sit alongside traditional machinery.
What we can finance
Agriculture & Farming Finance — the detail
A broad view of what fits under this category. If what you're buying isn't listed, ask us anyway — unusual assets are our favourite kind of problem.
Machinery
- Tractors
- Headers and harvesters
- Balers
- Seeders and planters
- Sprayers and spreaders
- Farm utes and trucks
Infrastructure & tech
- Irrigation and pumps
- Silos and grain handling
- Livestock handling
- Robotic milking
- GPS and autosteer
- Ag drones
- Solar and batteries
Funding options are subject to the asset, supplier, applicant and individual lender policy.
Run the numbers
See what it looks like before you commit
Estimates only — but a good place to start a real conversation.
Step 1 — the purchase
Finance the machine
Estimated finance repayment
$3,692.11 / month
Amount financed $180,000 over 60 months.
Step 2 — the upside
What could this asset add to your business?
Use a conservative figure — extra hours, jobs or output the asset makes possible.
Estimated monthly summary
Projected additional revenue
$14,000
Additional operating costs
− $5,970
Finance cost
− $3,692
Estimated net additional monthly profit
$4,338
Annualised $52,055
Annual revenue impact
$168,000
Annual operating + finance cost
$115,945
Annual net position
$52,055
This calculator provides estimates only and does not constitute financial advice, a finance approval or a guarantee of business performance. Actual repayments, costs and business outcomes may differ.
Start here
Talk through my farm plan
Two short steps and a real specialist picks it up — usually the same business day.
Not sure which option fits?
Tell us what you're buying and we'll tell you honestly where you stand — before you sign anything.