Personal finance
Car loans for the car you actually want
Whether it is a first car, the family SUV, a weekend 4WD or something a little more interesting in the shed, we arrange vehicle finance from a panel of 65+ lenders — and we tell you where you stand before you commit to anything.
Dealer purchase, private sale or refinance — we handle the paperwork.
Dealer or private sale
We are comfortable with both. Private sales need a few extra checks and we walk you through exactly what the lender needs.
One conversation, many lenders
Rather than applying at one bank and hoping, we match your situation to lenders whose policy actually fits it.
Structure that suits you
Term, deposit, trade-in and balloon options explained in plain English so you can see the real cost of the repayment.
What we can finance
Car & Vehicle Finance — the detail
A broad view of what fits under this category. If what you're buying isn't listed, ask us anyway — unusual assets are our favourite kind of problem.
Everyday vehicles
- New cars
- Used cars
- Dealer purchases
- Private sales
- Passenger vehicles
- SUVs
- 4WDs
- Dual-cab utes
Something special
- Performance vehicles
- Luxury vehicles
- Classic and specialist vehicles where lender policy permits
- Imports and JDM vehicles
Electrified & two wheels
- EVs
- Hybrids and plug-in hybrids
- Motorcycles
- Scooters
- Electric motorcycles
Living on wheels
- Campervans
- Motorhomes
- Slide-on campers
- Dual-purpose work and family vehicles
Vehicle age, condition, kilometres and the type of seller all influence which lenders can assist. Eligibility criteria apply.
Run the numbers
See what it looks like before you commit
Estimates only — but a good place to start a real conversation.
A balloon lowers the monthly repayment but increases total interest paid.
Estimated monthly repayment
$933.91
$215.68 per week equivalent
Amount financed
$45,000
Balloon at end of term
$0
Total of repayments (incl. balloon)
$56,034
Excludes lender and broker fees, which vary by lender and product.
This calculator provides estimates only and does not constitute financial advice, a finance approval or a guarantee of business performance. Actual repayments, costs and business outcomes may differ.
Start here
See my car finance options
Two short steps and a real specialist picks it up — usually the same business day.
Not sure which option fits?
Tell us what you're buying and we'll tell you honestly where you stand — before you sign anything.