Personal finance
Personal loans for real life
Sometimes the thing you need to fund is not a vehicle. A renovation, a wedding, a vet bill, a long-overdue holiday. We help you understand the options and what they will actually cost each month.
Purpose matters
Lenders assess personal loans differently depending on what the funds are for. We match the purpose to the right lender.
No guesswork on repayments
You will see indicative repayments before anything is submitted.
One point of contact
The same specialist from first call to settlement — no call centre queue.
What we can finance
Personal Loans — the detail
A broad view of what fits under this category. If what you're buying isn't listed, ask us anyway — unusual assets are our favourite kind of problem.
Home & lifestyle
- Renovations
- Home improvements
- Furniture and appliances
- Landscaping
- Pools
- Solar and batteries
- Relocation costs
Travel & experiences
- Holidays
- Overseas travel
- Weddings
- Honeymoons
- Major events
Other purposes
- Education
- Medical and dental
- Veterinary expenses
- Major purchases
- Unexpected expenses
Consolidation
- Credit cards
- Existing personal loans
- Buy Now Pay Later facilities
- Multiple smaller debts
Funding options are subject to the asset, supplier, applicant and individual lender policy.
Run the numbers
See what it looks like before you commit
Estimates only — but a good place to start a real conversation.
A balloon lowers the monthly repayment but increases total interest paid.
Estimated monthly repayment
$933.91
$215.68 per week equivalent
Amount financed
$45,000
Balloon at end of term
$0
Total of repayments (incl. balloon)
$56,034
Excludes lender and broker fees, which vary by lender and product.
This calculator provides estimates only and does not constitute financial advice, a finance approval or a guarantee of business performance. Actual repayments, costs and business outcomes may differ.
Start here
Discuss my personal loan
Two short steps and a real specialist picks it up — usually the same business day.
Not sure which option fits?
Tell us what you're buying and we'll tell you honestly where you stand — before you sign anything.