Industry
Construction & civil
Site vehicles, diggers, access gear and the cash flow to bridge progress claims. Construction businesses grow in steps, and each step usually needs both plant and working capital.
Plant plus cash flow
Machines are only half the picture when a progress claim is 60 days out.
Fast quotes
Tender deadlines do not wait. We turn around indicative numbers quickly.
Growing crews
As the fleet grows we help keep facilities tidy rather than scattered across five lenders.
What we can finance
Construction & Civil Finance — the detail
A broad view of what fits under this category. If what you're buying isn't listed, ask us anyway — unusual assets are our favourite kind of problem.
Plant & equipment
- Excavators and mini excavators
- Skid steers and bobcats
- Rollers and compactors
- Telehandlers and EWPs
- Concrete pumps
- Attachments
Support assets
- Site utes and vans
- Site sheds and amenities
- Plant trailers
- Survey and layout equipment
- Tool packages
Funding options are subject to the asset, supplier, applicant and individual lender policy.
Run the numbers
See what it looks like before you commit
Estimates only — but a good place to start a real conversation.
Step 1 — the purchase
Finance the machine
Estimated finance repayment
$3,692.11 / month
Amount financed $180,000 over 60 months.
Step 2 — the upside
What could this asset add to your business?
Use a conservative figure — extra hours, jobs or output the asset makes possible.
Estimated monthly summary
Projected additional revenue
$14,000
Additional operating costs
− $5,970
Finance cost
− $3,692
Estimated net additional monthly profit
$4,338
Annualised $52,055
Annual revenue impact
$168,000
Annual operating + finance cost
$115,945
Annual net position
$52,055
This calculator provides estimates only and does not constitute financial advice, a finance approval or a guarantee of business performance. Actual repayments, costs and business outcomes may differ.
Start here
Fund my next project
Two short steps and a real specialist picks it up — usually the same business day.
Not sure which option fits?
Tell us what you're buying and we'll tell you honestly where you stand — before you sign anything.