Finsterl Finance

Industry

Hospitality

Cafés, restaurants, pubs, breweries and mobile food operators. Equipment reliability is revenue, and cash flow is seasonal. We handle both sides of that equation.

Kitchen to counter

Cooking, refrigeration, coffee and POS can often be packaged in one facility.

Seasonal reality

Working capital arranged before the quiet season is far easier than during it.

Mobile operators

Food trucks and coffee vans blend vehicle and equipment finance. We know the split.

What we can finance

Hospitality Finance — the detail

A broad view of what fits under this category. If what you're buying isn't listed, ask us anyway — unusual assets are our favourite kind of problem.

Kitchen & venue

  • Commercial kitchens
  • Ovens
  • Coffee machines
  • Refrigeration
  • Cool rooms and freezers
  • Ice machines
  • Food prep equipment
  • POS systems

Production & mobile

  • Brewery equipment
  • Distillery equipment
  • Bottling and canning
  • Food trucks
  • Coffee vans
  • Venue fit-outs

Funding options are subject to the asset, supplier, applicant and individual lender policy.

Run the numbers

See what it looks like before you commit

Estimates only — but a good place to start a real conversation.

Step 1 — the purchase

Finance the machine

$
$
60 months
8.49% p.a.
$

Estimated finance repayment

$3,692.11 / month

Amount financed $180,000 over 60 months.

Step 2 — the upside

What could this asset add to your business?

$

Use a conservative figure — extra hours, jobs or output the asset makes possible.

$
$
$
$
$
$
$

Estimated monthly summary

Projected additional revenue

$14,000

Additional operating costs

− $5,970

Finance cost

− $3,692

Estimated net additional monthly profit

$4,338

Annualised $52,055

Annual revenue impact

$168,000

Annual operating + finance cost

$115,945

Annual net position

$52,055

This calculator provides estimates only and does not constitute financial advice, a finance approval or a guarantee of business performance. Actual repayments, costs and business outcomes may differ.

Start here

Fit out my venue

Two short steps and a real specialist picks it up — usually the same business day.

1What you need
2Your details

Not sure which option fits?

Tell us what you're buying and we'll tell you honestly where you stand — before you sign anything.