Industry
Trades & workshops
Sparkies, plumbers, chippies, mechanics, fabricators and mobile mechanics. Most trade businesses grow by adding one ute, one hoist or one apprentice at a time — and the finance should be just as practical.
Ute plus fit-out
The canopy, drawers, racks and tools can often be funded with the vehicle where invoiced together.
Sole traders welcome
Newer ABNs have options, subject to lender policy and supporting information.
Straight answers
If the numbers do not stack up yet, we will say so and help you plan the timing.
What we can finance
Trades & Workshop Finance — the detail
A broad view of what fits under this category. If what you're buying isn't listed, ask us anyway — unusual assets are our favourite kind of problem.
Workshop gear
- Compressors
- Generators
- Welders
- Hoists and vehicle lifts
- Tyre equipment
- Wheel aligners
- Diagnostic equipment
- Spray booths
- Lathes and mills
On the road
- Work utes
- Vans
- Canopies and service bodies
- Tool packages
- Trailers
- Mobile workshop fit-outs
Funding options are subject to the asset, supplier, applicant and individual lender policy.
Run the numbers
See what it looks like before you commit
Estimates only — but a good place to start a real conversation.
Step 1 — the purchase
Finance the machine
Estimated finance repayment
$3,692.11 / month
Amount financed $180,000 over 60 months.
Step 2 — the upside
What could this asset add to your business?
Use a conservative figure — extra hours, jobs or output the asset makes possible.
Estimated monthly summary
Projected additional revenue
$14,000
Additional operating costs
− $5,970
Finance cost
− $3,692
Estimated net additional monthly profit
$4,338
Annualised $52,055
Annual revenue impact
$168,000
Annual operating + finance cost
$115,945
Annual net position
$52,055
This calculator provides estimates only and does not constitute financial advice, a finance approval or a guarantee of business performance. Actual repayments, costs and business outcomes may differ.
Start here
Kit out my business
Two short steps and a real specialist picks it up — usually the same business day.
Not sure which option fits?
Tell us what you're buying and we'll tell you honestly where you stand — before you sign anything.