Industry
Beauty, cosmetic, fitness & wellness
Clinics and studios live or die on equipment quality and client experience. These are high-ticket assets with strong revenue potential — exactly the sort of purchase worth modelling before you commit.
Revenue per treatment
Use the equipment profit calculator to compare repayment against realistic treatment revenue.
Studio fit-outs
Equipment, joinery and reception fit-out often need different structures in the same project.
Growing operators
Second-site expansion and franchise builds are common conversations for us.
What we can finance
Beauty, Cosmetic, Fitness & Wellness Finance — the detail
A broad view of what fits under this category. If what you're buying isn't listed, ask us anyway — unusual assets are our favourite kind of problem.
Cosmetic & skin
- Laser
- IPL
- Skin treatment equipment
- Body contouring
- RF devices
- Cryotherapy
Fitness & recovery
- Commercial gym equipment
- Pilates equipment
- Recovery equipment
- Saunas
- Ice baths
- Studio fit-outs
Funding options are subject to the asset, supplier, applicant and individual lender policy.
Run the numbers
See what it looks like before you commit
Estimates only — but a good place to start a real conversation.
Step 1 — the purchase
Finance the machine
Estimated finance repayment
$3,692.11 / month
Amount financed $180,000 over 60 months.
Step 2 — the upside
What could this asset add to your business?
Use a conservative figure — extra hours, jobs or output the asset makes possible.
Estimated monthly summary
Projected additional revenue
$14,000
Additional operating costs
− $5,970
Finance cost
− $3,692
Estimated net additional monthly profit
$4,338
Annualised $52,055
Annual revenue impact
$168,000
Annual operating + finance cost
$115,945
Annual net position
$52,055
This calculator provides estimates only and does not constitute financial advice, a finance approval or a guarantee of business performance. Actual repayments, costs and business outcomes may differ.
Start here
Model my clinic equipment
Two short steps and a real specialist picks it up — usually the same business day.
Not sure which option fits?
Tell us what you're buying and we'll tell you honestly where you stand — before you sign anything.