Finsterl Finance

Innovation finance

Electric plant & machinery

Battery-electric plant is arriving on Australian sites, in warehouses and on farms — often driven by emissions requirements, noise limits or running costs. Lender appetite is developing and we track it closely.

Newer asset class

Residual value assumptions differ from diesel equivalents, which affects structure. We explain the impact.

Total running cost

Fuel, servicing and site restrictions often shift the maths in favour of electric. We model it with you.

Charging planned in

Machines and charging infrastructure can be considered together.

What we can finance

Electric Plant & Machinery Finance — the detail

A broad view of what fits under this category. If what you're buying isn't listed, ask us anyway — unusual assets are our favourite kind of problem.

Plant & handling

  • Electric excavators
  • Electric loaders
  • Electric forklifts
  • Electric cranes
  • Battery-powered construction equipment

Vehicles & agriculture

  • Electric commercial vehicles
  • Electric trucks
  • Electric buses
  • Electric agricultural equipment

Funding options are subject to the asset, supplier, applicant and individual lender policy.

Run the numbers

See what it looks like before you commit

Estimates only — but a good place to start a real conversation.

Step 1 — the purchase

Finance the machine

$
$
60 months
8.49% p.a.
$

Estimated finance repayment

$3,692.11 / month

Amount financed $180,000 over 60 months.

Step 2 — the upside

What could this asset add to your business?

$

Use a conservative figure — extra hours, jobs or output the asset makes possible.

$
$
$
$
$
$
$

Estimated monthly summary

Projected additional revenue

$14,000

Additional operating costs

− $5,970

Finance cost

− $3,692

Estimated net additional monthly profit

$4,338

Annualised $52,055

Annual revenue impact

$168,000

Annual operating + finance cost

$115,945

Annual net position

$52,055

This calculator provides estimates only and does not constitute financial advice, a finance approval or a guarantee of business performance. Actual repayments, costs and business outcomes may differ.

Start here

Discuss electric plant

Two short steps and a real specialist picks it up — usually the same business day.

1What you need
2Your details

Not sure which option fits?

Tell us what you're buying and we'll tell you honestly where you stand — before you sign anything.