Industry
Transport & logistics
Owner-drivers, tipper crews, linehaul operators and last-mile fleets. Transport is capital hungry and margin sensitive, so the finance structure matters as much as the rate.
Owner-driver to fleet
First truck under a new ABN through to structured fleet replacement programs.
Older units
Kilometres and age narrow the lender list but rarely close it. We know who plays where.
Keep working
Fast settlements matter when a truck is off the road. We push for practical turnaround.
What we can finance
Transport & Logistics Finance — the detail
A broad view of what fits under this category. If what you're buying isn't listed, ask us anyway — unusual assets are our favourite kind of problem.
Typical assets
- Prime movers
- Tippers
- Truck and dog
- Semi-trailers
- Refrigerated units
- Vans and delivery vehicles
- Fleet vehicles
Beyond the asset
- Working capital for fuel and wages
- Tyre and maintenance costs
- Yard and workshop equipment
- Fleet tracking and telematics
Funding options are subject to the asset, supplier, applicant and individual lender policy.
Run the numbers
See what it looks like before you commit
Estimates only — but a good place to start a real conversation.
Step 1 — the purchase
Finance the machine
Estimated finance repayment
$3,692.11 / month
Amount financed $180,000 over 60 months.
Step 2 — the upside
What could this asset add to your business?
Use a conservative figure — extra hours, jobs or output the asset makes possible.
Estimated monthly summary
Projected additional revenue
$14,000
Additional operating costs
− $5,970
Finance cost
− $3,692
Estimated net additional monthly profit
$4,338
Annualised $52,055
Annual revenue impact
$168,000
Annual operating + finance cost
$115,945
Annual net position
$52,055
This calculator provides estimates only and does not constitute financial advice, a finance approval or a guarantee of business performance. Actual repayments, costs and business outcomes may differ.
Start here
Discuss my transport business
Two short steps and a real specialist picks it up — usually the same business day.
Not sure which option fits?
Tell us what you're buying and we'll tell you honestly where you stand — before you sign anything.